Conference: Sustainable Finance and Green Fintech

Prof Nathalie Martial-Braz

Université Paris Cité Full Professor of Private Law, SUAD

When: November 2023
Exact date and location will be announced closer to the event.

“The climate needs finance, but finance needs to make sense and become green finance. This is the best way to win the battle for the planet (…) Finance will either be green or it won’t be, it must serve the fight against climate change and the general interest”.
Bruno Le Maire
French Minister for the Economy, Finance and Recovery

The emergence of a financial model that better integrates sustainability issues and contributes to the financing of the energy transition is a crucial issue for both the planet and finance.
In this perspective, the regulator must play an incentive role, in particular to ensure that the transition of financial markets is effective and credible and to support the efforts of the financial community to finance the transition to a carbon-neutral economy.
But regulation is not the only tool for initiating this necessary change.
Indeed, in such an incentive context, new technologies could constitute a credible and useful tool to achieve this objective of carbon neutrality.
Green Fintech can be understood as the set of technological innovations that can be applied to any type of financial process and product, while intentionally supporting sustainability goals or reducing sustainability risks. Thus, a range of practices could be captured under the umbrella of Green FinTech concept such as green digital payment and account solutions, green digital investment solutions, green digital crowdfunding platforms, green digital risk analysis and insurance solutions, green digital deposit and lending solutions, green digital asset solutions or green regtech solutions. All these services will be able to develop thanks to the analysis and processing of the data observed and collected.
In such an environment, it seems essential to reflect on and analyse, and even frame, the use of new technologies in order to reinforce the transition that finance is making and to seek to achieve a carbon neutrality objective?